Brukhouse Insurance
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Here in the beautiful mountain state of Colorado, we are all too familiar with the impact and catastrophic nature of wildfires. Many homeowners have been forced to face a total loss to their homes with only questions on where to begin when it comes to rebuilding their assets and their lives. Throughout the years these …
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …
We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …
06/13/2018 – I woke up this morning to news of a major hail storm that came through the Southern part of our city in the early hours. These storms that are bringing baseball size hail are so common now that insurance companies are treating the Front Range, the area along I-25 East of the mountains from Pueblo to Fort …
This is a recent email I received from one of our valued clients. We take pride in making sure that the policies we sell will provide the protection that our clients expect and need. I think the interaction speaks for itself. ============================================ Dear Kearson, Everything regarding our claim continues to go very smoothly. The mitigation …
We all pay for insurance and most of us just expect that claims will be paid when we file them. However, insurance is a legal contract and payments will be made according to the contract. Here are some common reasons claims might be denied: The coverage was not accepted. If an agent offers coverage but the …
I can’t insure my home! If you own a home in a hilly or more forested area you may already have run into a new insurance underwriting tool being used called the Fireline Score. To learn more details about the score itself you can check out this link: http://www.veriskclimate.com/solutions/riskscape/wildfire-risk-scoring-fireline What I want to focus on here …
…If my insurance company makes money? I hear it often if not every day “Insurance companies are all about making money, they take your premiums and then deny your claims.” The second part of this sentence will be the subject of a future blog. But the first part is what I want to address here. …
Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could …
In today’s world I think we can all agree that there is a certain level of litigiousness. Everyone seems to be willing to sue at the drop of a hat rather than try to work out issues and problems one on one as might have happened in the past. What this does to our culture …
Spring is right around the corner. It’s a time of hope and renewal. We all look forward to seeing the earth begin to green and bloom. As you make your plans for outdoor activities and sprucing up your yard, don’t forget to pay attention to some of the issues that can dampen your spring season. …
“How will you help me determine the amount of coverage I need?” One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are …
