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Brukhouse Insurance | Affordable American Insurance Colorado Springs

Brukhouse Insurance | Affordable American Insurance Colorado Springs

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Home Insurance

Do You Need An Insurance Agent?

September 20, 2021 by Dave Brukiewa

If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …

Read moreDo You Need An Insurance Agent?
wildfire in forest

Prepare For Wildfire Season

July 9, 2018 by Dave Brukiewa

We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …

Read morePrepare For Wildfire Season
hail damaged house

Home On The (Front) Range

June 13, 2018 by Dave Brukiewa

06/13/2018 – I woke up this morning to news of a major hail storm that came through the Southern part of our city in the early hours. These storms that are bringing baseball size hail are so common now that insurance companies are treating the Front Range, the area along I-25 East of the mountains from Pueblo to Fort …

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The Rubber Meets The Road

April 20, 2017 by Dave Brukiewa

This is a recent email I received from one of our valued clients. We take pride in making sure that the policies we sell will provide the protection that our clients expect and need. I think the interaction speaks for itself. ============================================ Dear Kearson, Everything regarding our claim continues to go very smoothly. The mitigation …

Read moreThe Rubber Meets The Road

Some Common Reasons A Claim Will Be Denied

February 3, 2017 by Dave Brukiewa

We all pay for insurance and most of us just expect that claims will be paid when we file them. However, insurance is a legal contract and payments will be made according to the contract. Here are some common reasons claims might be denied: The coverage was not accepted. If an agent offers coverage but the …

Read moreSome Common Reasons A Claim Will Be Denied
house with autumn leaves

Fireline Issues?

September 15, 2016 by Dave Brukiewa

I can’t insure my home! If you own a home in a hilly or more forested area you may already have run into a new insurance underwriting tool being used called the Fireline Score. To learn more details about the score itself you can check out this link: http://www.veriskclimate.com/solutions/riskscape/wildfire-risk-scoring-fireline What I want to focus on here …

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Why Should I Care…

July 18, 2016 by Dave Brukiewa

…If my insurance company makes money? I hear it often if not every day “Insurance companies are all about making money, they take your premiums and then deny your claims.” The second part of this sentence will be the subject of a future blog. But the first part is what I want to address here. …

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Service

June 8, 2016 by Dave Brukiewa

Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could …

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Protecting Your Dreams – Why You Should Concern Yourself With Liability Insurance

March 22, 2013 by Dave Brukiewa

In today’s world I think we can all agree that there is a certain level of litigiousness. Everyone seems to be willing to sue at the drop of a hat rather than try to work out issues and problems one on one as might have happened in the past. What this does to our culture …

Read moreProtecting Your Dreams – Why You Should Concern Yourself With Liability Insurance

Springtime!

March 18, 2013 by Dave Brukiewa

Spring is right around the corner. It’s a time of hope and renewal. We all look forward to seeing the earth begin to green and bloom. As you make your plans for outdoor activities and sprucing up your yard, don’t forget to pay attention to some of the issues that can dampen your spring season. …

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Must Ask Insurance Shopping Question #1

December 12, 2012 by Dave Brukiewa

“How will you help me determine the amount of coverage I need?” One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are …

Read moreMust Ask Insurance Shopping Question #1

Why Should I Talk To An Insurance Agent?

November 29, 2012 by Dave Brukiewa

With the advent of the internet online purchases have created an incredible new distribution model for just about anything a consumer wants or needs. If it can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middle-man (gulp, that’s me) then …

Read moreWhy Should I Talk To An Insurance Agent?

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2930 Austin Bluffs Pkwy #305 Colorado Springs, CO 80918

719-258-8071
david@brukhouse.com

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