Brukhouse Insurance | Affordable American Insurance Colorado Springs
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Distracted driving or inattentive driving has been on the rise in recent years. It has led to a rise in accidents, property damage and death. In 2020 distracted driving killed 3,142 people. While hand held cell phone usage has actually decreased, reported manipulation of a handheld electronic device has increased by 1300% since 2005. It …
Here in Colorado we recently had an event that destroyed over 1000 homes. Unfortunately we are hearing terrible stories about the victims of that fire being underinsured. Insurance policies are purchased with the expectation that they will cover damages and make the insured “whole”. The results of this event and the complaints coming from it …
At first glance you might assume that a fallen tree is covered by homeowner’s insurance. In most situations this is true but the answer is that it depends. Tree fallen on house damaging roof Check your policy with your agent or your carrier if you want to know if your situation is covered. I’m going …
Worker’s Compensation is a great example of a policy that requires more than looking at the bottom-line premium. The good news is that it doesn’t take a lot of education to know where to look for the important rating information. Here’s two situations that would be easy to detect and avoid if you know where …
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …
The deadline to apply for the Cares Act Payroll Protection Program has been extended. Take a look here for details. That’s a link to the SBA. I have heard of pretty good and quick success applying through smaller institutions rather than larger banks. The larger banks seem to have too much infrastructure for this quick nimble process. …
There is help, you have likely heard already, for businesses. Whether you have employees or not the recently passed stimulus may have something to offer you. There are government websites with explanations of how to access this help and many of our insurance carriers are publishing simplified explanations as well. I will post helpful information …
President Franklin D. Roosevelt died of a cerebral hemorrhage at the retreat he called his “Little White House.” Between 1921, when first struck by polio, and his death, Roosevelt made forty trips to the healing mineral springs. He arrived for the last time on March 30, 1945, exhausted from the Yalta summit and worried about …
What happened on April 3, 1882 in St Joseph Missouri? An unarmed Jessie James was shot in the back of the head by Robert Ford, one of his own gang, ending the life and career of the legendary outlaw. The James gang had been chased by US marshals, Pinkerton detectives, and local authorities for well …
What happened on March 30, 1842 in Jefferson Georgia? Crawford W Long, a twenty-six-year-old physician, performed the world’s first surgery with anesthetic when he administered ether gas to James Venable before removing a cyst from his nick. Long, a bachelor who attended parties where ether was used “recreationally,” noticed that revelers under the influence of …
I started posting an inspirational video every Monday called Opportunity Day. These are under three minutes and will focus on changing our attitude about Monday. (Go see them all here.) Monday has traditionally gotten a bad reputation because we *have* to go to work. Instead we should see our work as an opportunity. Anyway, this latest video was …
We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …
