Brukhouse Insurance | Affordable American Insurance Colorado Springs
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could …
Do I need an inventory of all my possessions? I get this question a lot, most of the time when I insure a client’s home for the first time, this question comes up. The answer is most likely Yes. Insurance is an indemnification contract. That means that the insurance company is required to make you …
You are likely already aware that technology is changing the way we live on a daily basis. Rideshare apps are pushing the traditional cab driver out of the market. They are also creating a potentially risky gap in insurance coverage for their drivers. Here’s the story: I’m sitting in my car with the Uber app …
Here’s a recent story. Two days ago a young man called for a quote on auto insurance. He was paying a high premium with an online insurance company. After asking a lot of questions about his current situation I ran some quotes. It turned out that I could save him $360 per year. I could …
Spring is a great time to finally get into the garage you’ve been avoiding. We all like to clean up the things that were ignored during colder weather. Along with this it’s often a time to break out the summer toys and get them tuned up. If you are breaking out motorcycles, boats or atvs …
One of the worst calls for me to take as an insurance agent has to be the one where a client has experienced a loss and I have to deliver the bad news that this particular loss is not covered by their insurance policy. As I peruse various insurance complaints I am often struck with …
In 1974, Michelle Squires of Chattaroy, Washington, drove her beloved “hippie van” to an upholstery shop to have a fold-down bed installed in the back. The van then disappeared from the shop’s lot and Squires, broken-hearted, filed a claim with her insurance company, Allstate. They reimbursed her roughly $600 for the vehicle, which was about …
In today’s world I think we can all agree that there is a certain level of litigiousness. Everyone seems to be willing to sue at the drop of a hat rather than try to work out issues and problems one on one as might have happened in the past. What this does to our culture …
Spring is right around the corner. It’s a time of hope and renewal. We all look forward to seeing the earth begin to green and bloom. As you make your plans for outdoor activities and sprucing up your yard, don’t forget to pay attention to some of the issues that can dampen your spring season. …
“I own my Condo, what should I be aware of?” Condominium owners have unique insurance needs that depend on their association. Some associations have condo policies that cover the interior of each unit and even some contents for each owner. Some associations have common areas that each owner is responsible for in part. And some …
Can you insure my home business? One of the great benefits of living in a free country is the ability to start your own business. Based on the last census almost 10% of Americans work from home. Half of those are self-employed. That amounts to almost 7 million Americans. If you have a home based …
“How will you help me determine the amount of coverage I need?” One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are …
