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Compliance Alert: Colorado PUC State ID Requirement for Insurance Filings

November 21, 2025 by Dave Brukiewa

We have just become aware of a new requirement from the Colorado Public Utilities Commission (PUC) that has not been proactively communicated to carriers. The state has not reached out to make anyone aware of this rule change. If your insurance filings are being rejected due to a “no hit” message, it is most likely because of this new requirement.

Effective Date:

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Commercial vehicles
  • August 2025 – Colorado Public Utilities Commission (PUC) adopted rule changes under 4 CCR 723-6 requiring stricter matching for insurance filings.
  • Carriers operating intrastate in Colorado must now have a state-issued motor carrier ID for filings to process successfully.
  • Interstate carriers who also require Colorado State filings may also be affected and may also need this ID.

What Changed?

Previously, filings were accepted using USDOT and MC numbers. Under updated rules, the PUC system returns a “no hit” if the carrier does not have a record in the PUC database. This record is created when you apply for intrastate authority, which generates your Colorado motor carrier ID.


Regulatory References

  • Colorado Revised Statutes: https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-40.pdf (Motor Carrier Act)
  • PUC Rules: 4 CCR 723-6 – Transportation Rules
  • PUC Insurance Filing Portal: https://puc.colorado.gov/PUC-insurance
  • PUC Transportation Applications: https://doraapps.state.co.us/puc/TransportationApplications/

Who Is Affected?

  • Intrastate carriers (operating only within Colorado) must apply for a PUC permit and obtain a state ID.
  • Interstate carriers generally do not need a state ID, but filings must match the legal business name registered with the Colorado Secretary of State.

How to Apply for a Colorado State ID

  1. Verify Your Business Name:

Must match Secretary of State records: https://www.sos.state.co.us/biz/BusinessEntityCriteriaExt.do.

  1. Apply for Intrastate Authority:

Use the PUC portal: Transportation Applications. Select “Apply for a NEW permit” and complete the application.

  1. Pay Fees:

Permit and vehicle stamp fees apply (currently $51 per vehicle).

  1. PUC Approval:

Once approved, your state ID will be issued, and your insurer can file Form E or H.


Why This Matters

Failure to obtain a state ID will result in insurance filings being rejected by the PUC system, causing delays in compliance and potential operational disruptions.


Frequently Asked Questions (FAQ)

1. Do I need a Colorado State ID if I only operate interstate? No. Interstate carriers typically do not need a state ID, but your filings must match your legal business name as registered with the Colorado Secretary of State.

2. How long does it take to get a Colorado State ID? Processing times vary, but most applications are approved within 7–14 business days after submission and payment.

3. What happens if I don’t get a state ID? Your insurer’s filings will fail in the PUC system, which can delay compliance and prevent you from operating legally within Colorado.

4. Where can I apply? Apply online at the PUC Transportation Applications Portal.

5. Is there a fee? Yes. Permit and vehicle stamp fees apply (currently $51 per vehicle).


Need Help? Contact us for assistance with the application process or questions about compliance.


Category: Auto Insurance, Business Insurance, Commercial Auto InsuranceTag: Auto Insurance, Auto Insurance Coverage, Colorado Commercial Auto Insurance, Colorado State Insurance filings, Colorado State Insurance Requirements, Independent Insurance Agent, New Requirement for Colorado Truckers, State ID for Colorado Truckers, Truckers in Colorado

About Dave Brukiewa

David Brukiewa has been an insurance professional since 2005. Starting as a captive agent for a single company, in 2012 he decided to become an independent agent to better serve his clients. Dave lives East of Colorado Springs with his wife and 4 children. He has been a resident of Colorado since 2000.

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