Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
Most everyone is familiar with auto insurance. Commercial auto insurance therefore must be auto insurance for commercial endeavors. This is true, but there are some significant differences between personal and commercial auto insurance. It is important to know the differences because otherwise you might not have the coverage you think you do. We always tell …
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …
It’s no secret that auto insurance rates have been rising consistently over the past few years. At the end of the day there is only one reason an insurance company will raise rates, their losses are too high and they are unprofitable. Now, there are MANY reasons that a company might be unprofitable. These include but …
As an independent insurance agent I get information from a much broader slice of the industry than I did when I was captive to one company. Sometimes this information helps me find better coverage options or lower rates for my clients. Sometimes, as in this case, it merely helps to understand the landscape. Several companies …
Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could …
In 1974, Michelle Squires of Chattaroy, Washington, drove her beloved “hippie van” to an upholstery shop to have a fold-down bed installed in the back. The van then disappeared from the shop’s lot and Squires, broken-hearted, filed a claim with her insurance company, Allstate. They reimbursed her roughly $600 for the vehicle, which was about …
Sometimes it makes sense to reduce the coverage you carry for physical damage on an older vehicle. When the loan is paid off and you own your vehicle outright, you get to choose whether you want to insure your car against physical damage. Comprehensive generally covers damage that occurs while you are not driving and …
