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Brukhouse Insurance

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Independent Insurance Agent

Do You Need An Insurance Agent?

September 20, 2021 by Dave Brukiewa

If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …

Read moreDo You Need An Insurance Agent?

Extended Time To Apply For The Paycheck Protection Program

July 8, 2020 by Dave Brukiewa

The deadline to apply for the Cares Act Payroll Protection Program has been extended. Take a look here for details. That’s a link to the SBA. I have heard of pretty good and quick success applying through smaller institutions rather than larger banks. The larger banks seem to have too much infrastructure for this quick nimble process. …

Read moreExtended Time To Apply For The Paycheck Protection Program

Business Expenses Help with COVID-19

April 3, 2020 by Dave Brukiewa

There is help, you have likely heard already, for businesses. Whether you have employees or not the recently passed stimulus may have something to offer you. There are government websites with explanations of how to access this help and many of our insurance carriers are publishing simplified explanations as well. I will post helpful information …

Read moreBusiness Expenses Help with COVID-19

What Happened In Warm Springs, GA?

April 12, 2019 by Dave Brukiewa

President Franklin D. Roosevelt died of a cerebral hemorrhage at the retreat he called his “Little White House.” Between 1921, when first struck by polio, and his death, Roosevelt made forty trips to the healing mineral springs. He arrived for the last time on March 30, 1945, exhausted from the Yalta summit and worried about …

Read moreWhat Happened In Warm Springs, GA?

What Happened In St. Joseph MO?

April 3, 2019 by Dave Brukiewa

What happened on April 3, 1882 in St Joseph Missouri? An unarmed Jessie James was shot in the back of the head by Robert Ford, one of his own gang, ending the life and career of the legendary outlaw. The James gang had been chased by US marshals, Pinkerton detectives, and local authorities for well …

Read moreWhat Happened In St. Joseph MO?

What Happened In Jefferson Georgia?

March 30, 2019 by Dave Brukiewa

What happened on March 30, 1842 in Jefferson Georgia? Crawford W Long, a twenty-six-year-old physician, performed the world’s first surgery with anesthetic when he administered ether gas to James Venable before removing a cyst from his nick. Long, a bachelor who attended parties where ether was used “recreationally,” noticed that revelers under the influence of …

Read moreWhat Happened In Jefferson Georgia?
wildfire in forest

Prepare For Wildfire Season

July 9, 2018 by Dave Brukiewa

We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …

Read morePrepare For Wildfire Season

The Best Restaurant Insurance In Colorado Springs

June 19, 2018 by Dave Brukiewa

The best restaurant insurance is the one that provides the coverage you need at a fair price. Whether you have owned a restaurant for decades or days, you should read through this to make sure you have asked all the right questions of your insurance provider. (As a side note it may seem strange to ask …

Read moreThe Best Restaurant Insurance In Colorado Springs
Car driving over money

Car Insurance Rates On The Rise In Colorado

June 7, 2018 by Dave Brukiewa

It’s no secret that auto insurance rates have been rising consistently over the past few years. At the end of the day there is only one reason an insurance company will raise rates, their losses are too high and they are unprofitable. Now, there are MANY reasons that a company might be unprofitable. These include but …

Read moreCar Insurance Rates On The Rise In Colorado

Must Ask Insurance Question #2

December 17, 2017 by Dave Brukiewa

“Are there limits to the policy that don’t show up on the declaration page?” The Declaration Page of your policy is that first page that summarizes the coverage for your property, liability, some options etc. While most quotes consist of only a declaration page and most shoppers only compare the declaration page, there can be …

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single red rose

Dear Pre-Paid Funeral Salesperson

April 7, 2017 by Dave Brukiewa

Sorry – Not Sorry A recent call to my office was from a 70-year-old retiree on a fixed income. She asked about life insurance and whether she could do better than what she had. Since she did not have the policies in front of her and did not know all the details, I offered to …

Read moreDear Pre-Paid Funeral Salesperson

Why Are Car Insurance Rates Going Up?

March 17, 2017 by Dave Brukiewa

As an independent insurance agent I get information from a much broader slice of the industry than I did when I was captive to one company. Sometimes this information helps me find better coverage options or lower rates for my clients. Sometimes, as in this case, it merely helps to understand the landscape. Several companies …

Read moreWhy Are Car Insurance Rates Going Up?
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