Brukhouse Insurance
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If you read insurance journals or articles, then you already know this. But if you don’t that’s ok, this is what Brukhouse Insurance is here for. We are experiencing the perfect storm (forgive the pun) that has pushed us into the hardest market that anyone currently working in the insurance industry has ever seen. Here …
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …
The deadline to apply for the Cares Act Payroll Protection Program has been extended. Take a look here for details. That’s a link to the SBA. I have heard of pretty good and quick success applying through smaller institutions rather than larger banks. The larger banks seem to have too much infrastructure for this quick nimble process. …
There is help, you have likely heard already, for businesses. Whether you have employees or not the recently passed stimulus may have something to offer you. There are government websites with explanations of how to access this help and many of our insurance carriers are publishing simplified explanations as well. I will post helpful information …
President Franklin D. Roosevelt died of a cerebral hemorrhage at the retreat he called his “Little White House.” Between 1921, when first struck by polio, and his death, Roosevelt made forty trips to the healing mineral springs. He arrived for the last time on March 30, 1945, exhausted from the Yalta summit and worried about …
What happened on April 3, 1882 in St Joseph Missouri? An unarmed Jessie James was shot in the back of the head by Robert Ford, one of his own gang, ending the life and career of the legendary outlaw. The James gang had been chased by US marshals, Pinkerton detectives, and local authorities for well …
What happened on March 30, 1842 in Jefferson Georgia? Crawford W Long, a twenty-six-year-old physician, performed the world’s first surgery with anesthetic when he administered ether gas to James Venable before removing a cyst from his nick. Long, a bachelor who attended parties where ether was used “recreationally,” noticed that revelers under the influence of …
We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …
The best restaurant insurance is the one that provides the coverage you need at a fair price. Whether you have owned a restaurant for decades or days, you should read through this to make sure you have asked all the right questions of your insurance provider. (As a side note it may seem strange to ask …
It’s no secret that auto insurance rates have been rising consistently over the past few years. At the end of the day there is only one reason an insurance company will raise rates, their losses are too high and they are unprofitable. Now, there are MANY reasons that a company might be unprofitable. These include but …
“Are there limits to the policy that don’t show up on the declaration page?” The Declaration Page of your policy is that first page that summarizes the coverage for your property, liability, some options etc. While most quotes consist of only a declaration page and most shoppers only compare the declaration page, there can be …
Sorry – Not Sorry A recent call to my office was from a 70-year-old retiree on a fixed income. She asked about life insurance and whether she could do better than what she had. Since she did not have the policies in front of her and did not know all the details, I offered to …
