Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
For many families, the day a teen starts the licensing process is both exciting and a little overwhelming. Colorado’s driver‑licensing system is designed to build safe, confident drivers — but with several age‑based rules, forms, tests, and requirements, it can feel like a lot to navigate. Whether you’re preparing your teenager for the road or …
If you live in Colorado Springs, you’ve probably noticed that home and auto insurance rates have been climbing. Between severe hailstorms, wildfire risks, and rising repair costs, many families are paying more than ever to stay protected. The good news? There are several proven ways to save money on your insurance without cutting out the …
Colorado ranks among the most expensive states (4th) for homeowners insurance in the U.S. Recent data shows average annual premiums range from about $3,500 to over $4,600, depending on the source and coverage level: This rise is propelled by escalating losses from hail, wind, wildfires, and inflation in construction; insurers have struggled to achieve profitability, …
Colorado’s stunning landscapes come with a price: heightened risks for homeowners. From the fierce winds that whip across the Front Range to the devastating wildfires that scar our mountains, our state presents unique challenges for the insurance industry. If you’re a Colorado homeowner, you’ve likely noticed rising premiums and tighter coverage restrictions. This isn’t just …
As an insurance agency owner of 18 years, I have historically been an advocate of keeping deductibles as high as financially feasible for my clients. I did not want them to have a deductible higher than they could reasonably expect to afford. Now we find ourselves in a generational hard market in which carriers are …
Due to a new Substation being built for Colorado Springs Utilities, we were notified a few months ago that we would need to move our office. We are excited to let everyone know that we have found a new home at: This is just up the road from our previous location, and we are now …
Distracted driving or inattentive driving has been on the rise in recent years. It has led to a rise in accidents, property damage and death. In 2020 distracted driving killed 3,142 people. While hand held cell phone usage has actually decreased, reported manipulation of a handheld electronic device has increased by 1300% since 2005. It …
Here in Colorado we recently had an event that destroyed over 1000 homes. Unfortunately we are hearing terrible stories about the victims of that fire being underinsured. Insurance policies are purchased with the expectation that they will cover damages and make the insured “whole”. The results of this event and the complaints coming from it …
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At first glance you might assume that a fallen tree is covered by homeowner’s insurance. In most situations this is true but the answer is that it depends. Tree fallen on house damaging roof Check your policy with your agent or your carrier if you want to know if your situation is covered. I’m going …
