Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as Read More »
President Franklin D. Roosevelt died of a cerebral hemorrhage at the retreat he called his “Little White House.” Between 1921, when first struck by polio, and his death, Roosevelt made forty trips to the healing mineral springs. He arrived for the last time on March 30, 1945, exhausted from the Yalta summit and worried about Read More »
What happened on April 3, 1882 in St Joseph Missouri? An unarmed Jessie James was shot in the back of the head by Robert Ford, one of his own gang, ending the life and career of the legendary outlaw. The James gang had been chased by US marshals, Pinkerton detectives, and local authorities for well Read More »
What happened on March 30, 1842 in Jefferson Georgia? Crawford W Long, a twenty-six-year-old physician, performed the world’s first surgery with anesthetic when he administered ether gas to James Venable before removing a cyst from his nick. Long, a bachelor who attended parties where ether was used “recreationally,” noticed that revelers under the influence of Read More »
This is a recent email I received from one of our valued clients. We take pride in making sure that the policies we sell will provide the protection that our clients expect and need. I think the interaction speaks for itself. ============================================ Dear Kearson, Everything regarding our claim continues to go very smoothly. The mitigation Read More »
We all pay for insurance and most of us just expect that claims will be paid when we file them. However, insurance is a legal contract and payments will be made according to the contract. Here are some common reasons claims might be denied: The coverage was not accepted. If an agent offers coverage but the Read More »
“I had a claim and my agent didn’t help.” This is a complaint that I hear from new insurance shoppers pretty often. It’s unfortunate but it happens. Insurance agents are less involved in the claims process than they once were. Companies have added efficiency that means there are specialists taking the claim information, explaining the Read More »
Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could Read More »
Here’s a recent story. Two days ago a young man called for a quote on auto insurance. He was paying a high premium with an online insurance company. After asking a lot of questions about his current situation I ran some quotes. It turned out that I could save him $360 per year. I could Read More »
“How will you help me determine the amount of coverage I need?” One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are Read More »
With the advent of the internet online purchases have created an incredible new distribution model for just about anything a consumer wants or needs. If it can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middle-man (gulp, that’s me) then Read More »
