Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
I can’t insure my home! If you own a home in a hilly or more forested area you may already have run into a new insurance underwriting tool being used called the Fireline Score. To learn more details about the score itself you can check out this link: http://www.veriskclimate.com/solutions/riskscape/wildfire-risk-scoring-fireline What I want to focus on here Read More »
…If my insurance company makes money? I hear it often if not every day “Insurance companies are all about making money, they take your premiums and then deny your claims.” The second part of this sentence will be the subject of a future blog. But the first part is what I want to address here. Read More »
Yes, that is a worm in that apple, keep reading. This is probably not a word you associate with insurance. The 800 numbers, websites and shady agents have really done a number on our industry’s reputation. They have successfully commoditized a complex legal contract with “Name Your Price” tools, “Born Online” slogans, “15 Minutes could Read More »
Brukhouse Insurance Inc, what we do.
Do I need an inventory of all my possessions? I get this question a lot, most of the time when I insure a client’s home for the first time, this question comes up. The answer is most likely Yes. Insurance is an indemnification contract. That means that the insurance company is required to make you Read More »
You are likely already aware that technology is changing the way we live on a daily basis. Rideshare apps are pushing the traditional cab driver out of the market. They are also creating a potentially risky gap in insurance coverage for their drivers. Here’s the story: I’m sitting in my car with the Uber app Read More »
How can you keep your rates low? Here are some tips that can help.
It is important to keep a home inventory in case of a major loss. It is difficult enough to manage the emotional issues under these circumstances. Here is an easy way to maintain your home inventory.
Here’s a recent story. Two days ago a young man called for a quote on auto insurance. He was paying a high premium with an online insurance company. After asking a lot of questions about his current situation I ran some quotes. It turned out that I could save him $360 per year. I could Read More »
Spring is a great time to finally get into the garage you’ve been avoiding. We all like to clean up the things that were ignored during colder weather. Along with this it’s often a time to break out the summer toys and get them tuned up. If you are breaking out motorcycles, boats or atvs Read More »
