Brukhouse Insurance
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“I had a claim and my agent didn’t help.” This is a complaint that I hear from new insurance shoppers pretty often. It’s unfortunate but it happens. Insurance agents are less involved in the claims process than they once were. Companies have added efficiency that means there are specialists taking the claim information, explaining the …
I can’t insure my home! If you own a home in a hilly or more forested area you may already have run into a new insurance underwriting tool being used called the Fireline Score. To learn more details about the score itself you can check out this link: http://www.veriskclimate.com/solutions/riskscape/wildfire-risk-scoring-fireline What I want to focus on here …
…If my insurance company makes money? I hear it often if not every day “Insurance companies are all about making money, they take your premiums and then deny your claims.” The second part of this sentence will be the subject of a future blog. But the first part is what I want to address here. …
Do I need an inventory of all my possessions? I get this question a lot, most of the time when I insure a client’s home for the first time, this question comes up. The answer is most likely Yes. Insurance is an indemnification contract. That means that the insurance company is required to make you …
“How will you help me determine the amount of coverage I need?” One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are …
