• Skip to main content
  • Skip to after header navigation
  • Skip to site footer
Brukhouse Insurance

Brukhouse Insurance

From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs

  • Facebook
  • Google
  • YouTube
  • Twitter
  • LinkedIn
  • Yelp
Home/Auto Quote
Service My Policies
Life Insurance Calculator
  • About The Agency
  • Our Services
    • Home Insurance
    • Auto Insurance
    • Business Insurance
      • Quote with NEXT Insurance
      • Insurance Questions & Quotes
      • Bonds
    • Life Insurance
  • Meet Our Team
  • Location & Contact
  • Blog
  • Testimonials
  • Video Library
  • Request Information

Must Ask Insurance Shopping Question #1

December 12, 2012 by Dave Brukiewa

“How will you help me determine the amount of coverage I need?”

One of the most common statements I receive with new clients is that they want to see an “apples to apples” comparison with their current policy. While I understand that this request is based in their desire to see which company’s rates are most favorable, there is a fundamental flaw in the request.

If the current apple has a worm in it, do you really want me to duplicate the worm?

As your agent, my primary job is to provide the coverage you need, none that you don’t and to find the company with the best rate for you. So if your current plan is not suited to you, either lacking coverage or containing coverage you don’t need, it’s my job to tell you.

I have guidelines that I use to determine recommended coverages. These are based on current insurance laws, liability settlements and other factors. I’m happy to share those guidelines with my clients to help them make an educated decision. And my best customers appreciate knowing that they have the right insurance.

One of the most common statements I receive after a new client sees the insurance plan I put together is “Wow, I didn’t think I could get all that and save money too.”

Category: Insurance AgentsTag: Auto Insurance, Home Insurance, Independent Agent, Insurance

About Dave Brukiewa

David Brukiewa has been an insurance professional since 2005. Starting as a captive agent for a single company, in 2012 he decided to become an independent agent to better serve his clients. Dave lives East of Colorado Springs with his wife and 4 children. He has been a resident of Colorado since 2000.

Previous Post:Why Should I Talk To An Insurance Agent?
Next Post:Must Ask Insurance Shopping Question #3

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Let’s work together

Have a specific question on what insurance is best for you? We’d love to help you!

Contact Us

Connect With Us

  • Facebook
  • Google
  • YouTube
  • Twitter
  • LinkedIn
  • Yelp

Contact Us

1860 Dublin Blvd Suite A
Colorado Springs, CO 80918

719-258-8071

Navigation

  • About The Agency
  • Auto Insurance
  • Blog
  • Bonds
  • Brukhouse Testimonials
  • Business Insurance
  • Home
  • Home Insurance
  • Insurance Insight
  • Insurance Questions & Quotes
  • Life Insurance
  • Meet Our Team
  • Our Location & Contact Details
  • Preview
  • Privacy Policy
  • Quote with NEXT Insurance
  • Video Gallery
  • Video Grid Gallery
  • Video Library

Copyright © 2025 · Brukhouse Insurance · All Rights Reserved · Privacy Policy · Site By Socially Exceptional

Return to top