Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
Mobile and manufactured homes provide an important path to affordable homeownership across Colorado. From communities along the Front Range to rural properties throughout the state, thousands of residents rely on manufactured housing as a comfortable and practical place to live. However, when it comes to insurance, mobile and manufactured homes are not insured the same Read More »
No two electrical companies are the same. Whether you’re wiring custom homes, working on tract developments, installing panels for commercial build-outs, or troubleshooting service calls, your company faces liability, property, and operational exposures every day. The right insurance program does more than check a box for a contract requirement. It protects your balance sheet, keeps Read More »
Running a towing company means operating in high‑risk conditions every single day. From highway recoveries to roadside assistance calls and vehicle storage, your business faces unique exposures that require specialized insurance coverage. The right towing company insurance isn’t just helpful — it’s essential for protecting your trucks, your customers, and your business’s financial stability. Many Read More »
For many families, the day a teen starts the licensing process is both exciting and a little overwhelming. Colorado’s driver‑licensing system is designed to build safe, confident drivers — but with several age‑based rules, forms, tests, and requirements, it can feel like a lot to navigate. Whether you’re preparing your teenager for the road or Read More »
January 2026 As a local insurance agency here in Colorado, we know firsthand how exciting — and sometimes nerve-wracking — it can be when your teen starts driving. Between unpredictable Front Range weather, busy highways, and rising insurance rates, there’s a lot for parents to think about when preparing a young driver for the road. Over the years, our agency has helped many families Read More »
If you live in Colorado, you’ve probably noticed insurance costs changing over the past few years. Between hailstorms, wildfire risks, and rising repair costs, the market has been challenging—but 2026 brings some good news. Many top insurance carriers are looking to grow their homeowner and auto insurance offerings in Colorado, and that means more options Read More »
We have just become aware of a new requirement from the Colorado Public Utilities Commission (PUC) that has not been proactively communicated to carriers. The state has not reached out to make anyone aware of this rule change. If your insurance filings are being rejected due to a “no hit” message, it is most likely Read More »
If you live in Colorado Springs, you’ve probably noticed that home and auto insurance rates have been climbing. Between severe hailstorms, wildfire risks, and rising repair costs, many families are paying more than ever to stay protected. The good news? There are several proven ways to save money on your insurance without cutting out the Read More »
Colorado ranks among the most expensive states (4th) for homeowners insurance in the U.S. Recent data shows average annual premiums range from about $3,500 to over $4,600, depending on the source and coverage level: This rise is propelled by escalating losses from hail, wind, wildfires, and inflation in construction; insurers have struggled to achieve profitability, Read More »
Colorado’s stunning landscapes come with a price: heightened risks for homeowners. From the fierce winds that whip across the Front Range to the devastating wildfires that scar our mountains, our state presents unique challenges for the insurance industry. If you’re a Colorado homeowner, you’ve likely noticed rising premiums and tighter coverage restrictions. This isn’t just Read More »
A Closer Look at Current Trends The insurance market, particularly the commercial property and casualty (P&C) sector, has experienced significant fluctuations over the years. These swings, often referred to as “hard” and “soft” markets, are characterized by changes in underwriting standards, pricing, and capacity. A hard market is characterized by: Conversely, a soft market is Read More »
As an insurance agency owner of 18 years, I have historically been an advocate of keeping deductibles as high as financially feasible for my clients. I did not want them to have a deductible higher than they could reasonably expect to afford. Now we find ourselves in a generational hard market in which carriers are Read More »
