Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
If a thing can be purchased, you can probably do the transaction over the internet. So, if you can buy your insurance online and cut out the middleman (gulp, that’s me) then why should you bother talking to an agent? This question comes with at least three assumptions about agents and salespeople in general as …
The deadline to apply for the Cares Act Payroll Protection Program has been extended. Take a look here for details. That’s a link to the SBA. I have heard of pretty good and quick success applying through smaller institutions rather than larger banks. The larger banks seem to have too much infrastructure for this quick nimble process. …
We are all thinking about wildfire right now and for good reason. As I write this article there are 10 wildfires burning in Colorado. Wildfires have been an increasing cause of catastrophic losses in recent years. Spurred by the lack of precipitation, wildfires have become a greater and greater threat. It is a helpless feeling when …
The best restaurant insurance is the one that provides the coverage you need at a fair price. Whether you have owned a restaurant for decades or days, you should read through this to make sure you have asked all the right questions of your insurance provider. (As a side note it may seem strange to ask …
06/13/2018 – I woke up this morning to news of a major hail storm that came through the Southern part of our city in the early hours. These storms that are bringing baseball size hail are so common now that insurance companies are treating the Front Range, the area along I-25 East of the mountains from Pueblo to Fort …
Sorry – Not Sorry A recent call to my office was from a 70-year-old retiree on a fixed income. She asked about life insurance and whether she could do better than what she had. Since she did not have the policies in front of her and did not know all the details, I offered to …
“I had a claim and my agent didn’t help.” This is a complaint that I hear from new insurance shoppers pretty often. It’s unfortunate but it happens. Insurance agents are less involved in the claims process than they once were. Companies have added efficiency that means there are specialists taking the claim information, explaining the …
I can’t insure my home! If you own a home in a hilly or more forested area you may already have run into a new insurance underwriting tool being used called the Fireline Score. To learn more details about the score itself you can check out this link: http://www.veriskclimate.com/solutions/riskscape/wildfire-risk-scoring-fireline What I want to focus on here …
Do I need an inventory of all my possessions? I get this question a lot, most of the time when I insure a client’s home for the first time, this question comes up. The answer is most likely Yes. Insurance is an indemnification contract. That means that the insurance company is required to make you …
You are likely already aware that technology is changing the way we live on a daily basis. Rideshare apps are pushing the traditional cab driver out of the market. They are also creating a potentially risky gap in insurance coverage for their drivers. Here’s the story: I’m sitting in my car with the Uber app …
