Brukhouse Insurance
From home insurance to auto insurance, business insurance, and more. We cover all your insurance needs
A Closer Look at Current Trends The insurance market, particularly the commercial property and casualty (P&C) sector, has experienced significant fluctuations over the years. These swings, often referred to as “hard” and “soft” markets, are characterized by changes in underwriting standards, pricing, and capacity. A hard market is characterized by: Conversely, a soft market is Read More »
Worker’s Compensation is a great example of a policy that requires more than looking at the bottom-line premium. The good news is that it doesn’t take a lot of education to know where to look for the important rating information. Here’s two situations that would be easy to detect and avoid if you know where Read More »
The deadline to apply for the Cares Act Payroll Protection Program has been extended. Take a look here for details. That’s a link to the SBA. I have heard of pretty good and quick success applying through smaller institutions rather than larger banks. The larger banks seem to have too much infrastructure for this quick nimble process. Read More »
There is help, you have likely heard already, for businesses. Whether you have employees or not the recently passed stimulus may have something to offer you. There are government websites with explanations of how to access this help and many of our insurance carriers are publishing simplified explanations as well. I will post helpful information Read More »
The best restaurant insurance is the one that provides the coverage you need at a fair price. Whether you have owned a restaurant for decades or days, you should read through this to make sure you have asked all the right questions of your insurance provider. (As a side note it may seem strange to ask Read More »
You are likely already aware that technology is changing the way we live on a daily basis. Rideshare apps are pushing the traditional cab driver out of the market. They are also creating a potentially risky gap in insurance coverage for their drivers. Here’s the story: I’m sitting in my car with the Uber app Read More »
Can you insure my home business? One of the great benefits of living in a free country is the ability to start your own business. Based on the last census almost 10% of Americans work from home. Half of those are self-employed. That amounts to almost 7 million Americans. If you have a home based Read More »
The answer to this question not only relates to the level of assets we need to protect but also to the level of damage we are capable of doing. Liability refers to the responsibility we have to each other. If you or I damage someone’s property or injure them, we have a responsibility to make Read More »
